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Spread the cost with Interest Free Credit

Decadent dining chairs for your next dinner party. The showstopping chandelier that shines a light on style. And a blissful bedroom you’ve always dreamed of. We’re making the home of your dreams a reality with Interest Free Credit.

How Interest Free Credit works

To make your next design project more affordable, simply select the DivideBuy option at the checkout and spread the cost with 0% APR at no extra cost.

If your order comes to £500 or more*, you can spread your payment across 12 months with DivideBuy, our credit provider.

How it works

1. Add any non-sale products to your basket, with a total order value of £500 or more

2. Select ‘DivideBuy’ Interest Free Credit at checkout to be presented with a payment plan.

3. Fill in a few personal details for an instant answer. If successful, your agreement begins & your order is placed.

4. Your Houseology products will be delivered and your repayments will begin.

Easy online application process

Your application will take just 60 seconds to complete online and you’ll always receive an immediate decision allowing you to complete your purchase. Once approved, all you need to do is electronically sign your agreement, then we’ll process your order.

No hidden fees & 0% interest APR

96% approval rate

Quick application

No paperwork required

Do you need additional assistance?

If you have any questions beforehand, our designers and customer service team are available to chat about any of our products and help answer your Interest Free Credit queries. You can contact us over the telephone or by using our Live Chat service

Call us on +44 (0)330 363 0330. Our team are available:

  • Monday to Thursday 8.30am - 6.00pm
  • Friday 8.30am - 4.00pm

If you call outwith these hours, please leave a message and we will get back to you the next working day.

Live Chat: Click the Live Chat icon to begin a conversation.

You can leave an automatic email message outwith these hours and we will contact you the next working morning.

What are the requirements for credit?

  • You must be aged between 18 and 75
  • Be a permanent UK resident
  • Have lived at your address for longer than 1 year
  • Have a debit or credit card
  • Have a valid UK telephone number
  • Have a valid email address
  • Have an order value of minimum £500 to a maximum of £25,000 (terms and conditions apply)

Will a credit check be performed?

Yes. Our payment provider DivideBuy uses a third-party credit reference agency to perform a credit check. This is used in combination with your entered details and DivideBuys unique algorithm to assess affordability.

When will I have to pay?

You’ll need to pay your first instalment at the time of order.

Terms and conditions apply – subject to status.

Will I have to pay a deposit?

Your first instalment is payable on completion of your order. In some instances, you may be required to pay a deposit based on a combination of your credit score, size of order and number of instalments selected.

How many instalments can I spread the cost over?

Depending on the total value of your order, you may be able to spread the cost up to 12 monthly instalments.

What happens if I want to end my agreement early?

There is the option to repay the remaining balance on your account at any point with no additional charges or fees to pay. You can do this by logging into your account on the DivideBuy website.

Are there any other charges or fees?

There is 0% APR interest and no setup charges, cancellation or hidden fees. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your Credit Agreement before you complete the checkout process.

What are the requirements for credit?

To access your account or find out more visit dividebuy.co.uk or call their Customer Service Team who are available on 0800 085 0885. With your DivideBuy account you get access to these great features:

  • Quick checkout
  • View your credit agreement
  • View your instalment amounts
  • Review your payment history

Interest Free Credit Instalment Plans are provided by DivideBuy (DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Credit subject to status and age. Terms & conditions apply. Interest Free Credit can be secured against non-discounted products over £500 up to a maximum overall order value of £25,000. Dependent on your credit score, you may be asked to pay a deposit or assign a guarantor. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)

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